Mike Smith is the founder and President of Universal Home Lending, headquartered in Ft. Lauderdale, FL. As one of oldest mortgage companies in the area, Universal Home Lending has been in business since 2004, offering multiple products for residential financing. Mike brings his proven track record, exceptional business practices and a wealth of mortgage financing knowledge to the company every day.
Prior to the mortgage industry, Mike served in the U.S Marine Corps for 5 years. It was his time with the Marines that taught him the hard work, dedication & integrity he uses daily.
With over 23 years of experience, Mike is THE expert in mortgage lending. He sees things that other industry professionals may overlook, allowing him to help thousands of homeowners purchase and refinance their homes. Mike is passionate about finding creative financing solutions for his clients, no matter how complex. He utilizes his dedication to learning, along with his experience and unparalleled insight to better understand the forces that drive interest rates.
By staying up to date on the latest complexities of mortgage lending, technology and cutting-edge marketing techniques for real estate, Mike has become a vital resource for homeowners and Realtors alike.
Why work with us?
At Universal Home Lending Corp, we understand you have many choices, and we understand that making financial decisions can be overwhelming and, at times, challenging. You may wonder: am I making the right decision? Will I choose the right company to help me through this transaction? Will I find someone that will be honest and straightforward with me? Is this the right time for my family and me to purchase or refinance?
These are essential and valid questions, and should not be taken lightly. We pride ourselves in ensuring that our clients walk into every transaction with eyes wide open. In other words, we will take the time to slowly walk you through the process to make sure you are fully aware of the choices available to you, and to provide you with as much information, so you make an educated decision for you and your family.
