Unlock Insider Strategies and Let Us Guide You to Your Dream Home!

As experts in the field of both lending and real estate and personal investors, we are currently visiting South Florida Businesses to share insider strategies on purchasing homes with less overall commission and lower interest rates than average buyers are currently achieving in today's market.

Many people are on the sideline renting vs buying because of today’s environment with rising prices, insurance costs, and interest rates. Currently, lenders and agents are not working in unison to negotiate with sellers in order to achieve 15-20% lower mortgage payments.  

​ With the ongoing changes in the real estate environment, we have developed a "Full Service  Concept" which enables buyers to achieve 2-3 % lower interest rates BELOW national market average while also potentially paying a lower price.

Expert Real Estate
and Lending Insights in South Florida

Who We Are  Experienced in lending, real estate, and personal investing. 

 What We Do  We visit South Florida businesses to share insider strategies for buying homes with  lower commissions  and  interest rates .

 Why This Matters    Many renters are hesitant to buy due to rising home prices, insurance costs, and interest rates. Most lenders and agents don’t collaborate to negotiate  15-20% lower mortgage payments .

 Our Solution   

Full-Service Concept to help buyers achieve: 

 2-3% lower interest rates  (below the national average) 

 Potentially lower home prices by reduced commission  

 

Homebuyer Club Benefits

Real Estate Commission

Discounted Real Estate Commission, Lender Fees, and Title fees using our "Full-service model"

Monthly Giveaways

Access our exclusive Monthly Open House Giveaways. Members can visit homes and earn multiple entries towards our end of month raffles to win the new Apple I Pad.

Experts Discussion

Quarterly Happy Hour giveaways where experts discuss the latest strategies for purchasing either your first home or your first investment property.

Purchase & Refinance Loans in:

Florida

alt=""

Maryland

alt=""

Texas

alt=""

We know the perfect home is waiting for you, so let us help you find the perfect loan to go with it. For those that want to refinance, we understand that you have a reason or specific goal in mind, so allow our professionals’ to walk you through the process and help you make the right decision.

How the process works

number10
number11
number12
number13
number14
number15

Documentation

We'll need to verify several essential documents to initiate your process.

Appraisal

The appraisal ensures that the home you're purchasing is valued appropriately for the offered price.

Initial Underwriting

The Underwriter will ensure that all information is both accurate and authentic.

Conditional Approval

Conditional Approval is given when the Underwriter approves the loan with specific conditions to be met.

Clear To Close

The Underwriter ensures that all documentation has been furnished and all requirements have been fulfilled.

Closing

Signing the final documentation and receiving the keys to your new home!

alt = " "

Why work with us?

At Universal Home Lending Corp, we understand you have many choices, and we understand that making financial decisions can be overwhelming and, at times, challenging. You may wonder, am I making the right decision? Will I choose the right company to help me through this transaction? Will I find someone that will be honest and straightforward with me? Is this the right time for my family and me to purchase or refinance?

These are essential and valid questions, and should not be taken lightly. We pride ourselves in ensuring that our clients walk into every transaction with eyes wide open. In other words, we will take the time to slowly walk you through the process to make sure you are fully aware of the choices available to you, and to provide you with as much information, so you make an educated decision for you and your family.

alt= " "

Ready to get started?
Apply now or request a quote today!